1. Bhargava, S., and Conell-Price, L. Serenity Now, Save Tomorrow? Evidence on Retirement Savings Puzzles from a 401(k) Field Experiment, Working Paper.

2. Bhargava, S., Conell-Price, L., Mason, R., and Benartzi, S. Save(d) by Design,“ Working Paper. 

3. Bhargava, S., Loewenstein, G., and Sydnor, J. “Choose to Lose: Health Plan Choices from a Menu with Dominated Options,” Quarterly Journal of Economics, Vol. 132, Issue 3, pp. 1319-1372, 2017.


4. Bhargava, S., Loewenstein, G., and Benartzi, S. “The Costs of Poor Health (Plan Choices) & Prescriptions for Reform,” Behavioral Science & Policy, Vol. 3, Issue 1, pp. 1-12, 2017.


5. Madrian, B. et al. “Behaviorally Informed Policies for Household Financial Decision-Making,” Behavioral Science & Policy, Vol. 3, Issue 1, pp. 27-40, 2017.


6. Loewenstein, G. et al. “A Behavioral Blueprint for Improving Health Care Policy,” Behavioral Science & Policy, Vol. 3, Issue 1, pp. 53-66, 2017.


7. Loewenstein, G., and Bhargava, S. “The Simple Case against Health Insurance Complexity,” NEJM Catalyst, Patient Engagement, August 23rd, 2016.


8. Bhargava, S., and Manoli, D. “Psychological Frictions and the Incomplete Take-Up of Social Benefits: Evidence from an IRS Field Experiment,” American Economic Review, Vol. 105, No. 11, pp. 3489-3529, 2015. 


9. Bhargava, S., and Loewenstein, G. “Behavioral Economics and Public Policy 102:  Beyond Nudging,” American Economic Review, Papers and Proceedings, Vol. 105, No. 5, pp. 396-401, 2015.


10. Bhargava, S., and Loewenstein, G. “Choosing a Health Insurance Plan, Complexity and Consequences,” Journal of the American Medical Association, Vol. 314., No. 23, pp. 2505-2506, 2015.

11. Bhargava, S., and Pathania, V. “Driving Under the (Cellular) Influence,” American Economic Journal: Economic Policy, Vol. 5, No. 3, pp. 92-125, 2013.



Household Finance




© 2020 by Saurabh Bhargava

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Associate Professor of Economics

Dept. of Social & Decision Sciences

Carnegie Mellon University