top of page

Published Papers

1. Bhargava, S. “Experienced Love: An Empirical Account,” Psychological Science, Vol. 35, Issue 7, pp. 7-20, 2023 (Online First). [Lead Article]

2. Benartzi, S., and Bhargava, S. “How Digital Design Drives User Behavior,” Harvard Business Review, February, 2020.

3. Bhargava, S., Loewenstein, G., and Sydnor, J. “Choose to Lose: Health Plan Choices from a Menu with Dominated Options,” Quarterly Journal of Economics, Vol. 132, Issue 3, pp. 1319-1372, 2017.


4. Bhargava, S., Loewenstein, G., and Benartzi, S. “The Costs of Poor Health (Plan Choices) & Prescriptions for Reform,” Behavioral Science & Policy, Vol. 3, Issue 1, pp. 1-12, 2017.


5. Madrian, B. et al. “Behaviorally Informed Policies for Household Financial Decision-Making,” Behavioral Science & Policy, Vol. 3, Issue 1, pp. 27-40, 2017.


6. Loewenstein, G. et al. “A Behavioral Blueprint for Improving Health Care Policy,” Behavioral Science & Policy, Vol. 3, Issue 1, pp. 53-66, 2017.


7. Patterson, M., Bhargava, S., and Loewenstein, G. “An Unhealthy Attitude? New Insight into the Modest Effects of the NLEA,” Journal of Behavioral Economics for Policy, Vol. 1, No. 1, pp. 15-26, 2017.


8. Chin, A., Markey, A., Bhargava, S., Kassam, K.S., and Loewenstein, G. “Bored in the USA:  Using Experience Sampling to Determine Boredom's Contextual and Demographic Correlates,” Emotion, Vol. 17, No. 2, pp. 359-368, 2017.


9. Loewenstein, G., and Bhargava, S. “The Simple Case against Health Insurance Complexity,” NEJM Catalyst, Patient Engagement, August 23rd, 2016.


10. Bhargava, S., and Manoli, D. “Psychological Frictions and the Incomplete Take-Up of Social Benefits: Evidence from an IRS Field Experiment,” American Economic Review, Vol. 105, No. 11, pp. 3489-3529, 2015. 


Formerly circulated as: “Why are Benefits Left on the Table?  Assessing the Role of Information, Complexity, and Stigma on Take-up with an IRS Field Experiment,” University of Chicago, mimeo, 2012.


11. Bhargava, S., and Loewenstein, G. “Behavioral Economics and Public Policy 102:  Beyond Nudging,” American Economic Review, Papers and Proceedings, Vol. 105, No. 5, pp. 396-401, 2015.


Reprinted in: Sunstein, Cass R. and A. Lucia Reisch (eds). The Economics of Nudge (Critical Concepts in Economics), Routledge, 2016.


12. Bhargava, S., and Loewenstein, G. “Choosing a Health Insurance Plan, Complexity and Consequences,” Journal of the American Medical Association, Vol. 314., No. 23, pp. 2505-2506, 2015.


13. Bhargava, S., Fisman, R. “Contrast Effects in Sequential Decisions: Evidence from Speed Dating,” The Review of Economics and Statistics, Vol. 96, No. 3, pp. 444-457, 2014.


14. Bhargava, S., Kassam, K.S., and Loewenstein, G. “A Reassessment of the ‘Defense of Parenthood’,” Psychological Science, Vol. 25, Issue 1, 2014.


15. Bhargava, S., and Pathania, V. “Driving Under the (Cellular) Influence,” American Economic Journal: Economic Policy, Vol. 5, No. 3, pp. 92-125, 2013.


Household Finance



bottom of page