Bhargava

Visiting Research Scholar
Working Papers
Working Papers
1. Bhargava, S. “Aligned to Protect, Misaligned to Advise: Financial Advice from LLMs," 2026.
2. Bhargava, S. “The Parenthood Paradox and the Hedonic Costs of Life-Course Misalignment," 2026. Revision Requested, Proceedings of the National Academies of Sciences.
3. Bhargava, S., and Hyde, T. “Neglect at Your Own Risk: Evidence on Risk-Taking Prevalence and Motives from the Field,” 2026. [Under Review]
4. Bhargava, S., and Conell-Price, L. “Overcoming Frictions in Retirement Savings with Microincentives,” 2026. Revision Requested, American Economic Journal: Economic Policy.
5. Bhargava, S., and Connolly, D., “Political Frictions, Policy Incidence, and Electoral Accountability,” 2026. [Under Review]
6. Bhargava, S., Conell-Price, L., Mason, R., and Benartzi, S. “Save(d) by Design?” 2025.
Manuscripts in Preparation
1. Bhargava, S., and Hyde, T. “Behavioral Erosion of Private Risk Information.”
2. Bhargava, S.*, Mason, R., Patterson, M., and Benartzi, S. “When Does the Future Begin? Evidence from 401(k) Auto-Escalation Field Experiments.”
3. Bhargava, S., Loewenstein, G., and Sydnor, J. “Heuristics Gone Awry: New Evidence on Motives for Insurance Choice.”



